At Yapı Kredi Faktoring Anonim Şirketi ("Company"), we use certain technologies such as cookies, pixels, gifs ("cookies") to improve your experience during your visits to our websites. These technologies are used in accordance with the legislation we are subject to, notably the Personal Data Protection Law No 6698 ("PDP Law").

The purpose of this Cookie Policy is to inform you about the processing of personal data acquired while the Site users/members/visitors ("Data Subject") use the cookies during the management of the "Company" website ("Site") by us. In this Cookie Policy, we would like to explain to you the type of cookies we use on our Site, the purpose of use and how you can control these cookies.

As a Company, we may discontinue using the cookies we currently use on our Site, change their types or functions, or add new cookies to our Site. Therefore, we reserve the right to change the provisions of this Cookie Policy at any time we deem advisable. Any amendment made on the current Cookie Policy will become effective when it is published on the Site or in any media accessible to the public. You can find the date of the last update at the beginning of this Cookie Policy.

For more detailed information about the processing of your personal data by the Company, we suggest you to read Policy on the Protection and Processing of Personal Data of Yapı Kredi Faktoring Anonim Şirketi at www.yapikredifaktoring.com.tr.

Types of Cookies Used and Purpose of Use

Overview

As a Company, we use the cookies on our Site for various reasons and process your personal data through these cookies. These purposes are mainly as follows:

Perform the basic functions required for the operation of the Site. For example, the members who log in do not need to enter their password again while visiting different pages on the Site.

Analyze the Site and increase the performance of the Site. For example, we use the cookies for integration of the different servers that the Site runs on, determining the number of the Site visitors and adjusting the performance accordingly, or making it easier for visitors to find what they are looking for.

Increase the functionality of the Site and provide ease of use. For example, we use the cookies to share information, etc. with the third party social media channels via the Site, remember the username information or search queries on the next Site visit of the same visitor.

Perform customization, targeting and advertising activities. For example, we use the cookies to show ads related to the interests of the visitors through the pages and products viewed by the visitors.

Method and Legal Reason for Collecting Personal Data

Your personal data is collected by means of cookies in electronic environment within the scope of your visit to our Site, based on the legal reason for the legitimate interest of our Company. Your collected personal data can be processed for the purposes specified in this Cookie Policy within the scope of the personal data processing conditions and purposes set out in Article 5 of the PDP Law.

Parties the Personal Data can be Transferred to and the Purposes of transfer

In accordance with Articles 5 and 8 of the PDP Law and/or in case of exceptions in the relevant legislation, your personal data may be processed with your consent where it is required by the legislation, otherwise without your consent, for the abovementioned purposes. As a Company, we may share your personal data within the scope of the Cookie Policy with legally authorized entities, suppliers, shareholders, and business partners for reasons limited to the realization of the abovementioned purposes and in accordance with the legislation. We would like to point out that the parties to whom the data is transferred may store your personal data on their servers located throughout the world.

Cookies Used on Our Site

Below, you can find the different types of cookies we use on our Site. Both the first-party cookies (placed by the Site you visit) and the third-party cookies (placed by servers other than the Site you visit) are used on our site.

Necessary Cookies

The use of certain cookies is necessary for proper function of our Site. For example, authentication cookies, which are activated when you log in to our Site, ensure that your active session continues when you switch from one page to another on our Site.

Functionality and Preferences Cookies

These cookies remember the preferences and choices you have made on the Site and enable the services offered on our Site to be customized for you. For example, it allows us to remember your choice of language on our Site or the font size you choose while reading a text.

Performance and Analysis Cookies

Thanks to these cookies, we can analyze your use of our Site and the performance of our Site to improve the services we provide for you. For example, with these cookies, we can determine which pages our visitors view the most, whether our site is working properly, and also detect any potential problems.

Targeting and Marketing Cookies

We use cookies to promote products and services on our Site or in other media. In addition, we may cooperate with some of our business partners to advertise and promote you on or off our Site. For example, cookies can be used to track whether you have clicked on an ad you see on our Site, and if you have used the service on the site to which that ad has led you upon attracting your attention.

How Can I Control the Use of Cookies?

By changing the settings of your browser, you are allowed to customize your preferences for the cookies.

What Are Your Rights as a Data Subject?

According to Article 11 of the PDP Law, a data subject is entitled to

• Learn whether or not his personal data being processed
• Demand for information if his/her personal data have been processed,
• Learn the purpose of the processing of his/her personal data and whether such personal data are used in compliance with the purpose,
• Have knowledge of the third parties to whom his personal data are transferred at home or abroad,
• Request rectification of the incomplete or inaccurate data, if any, and request reporting of the operations carried out for this purpose to third parties to whom his/her personal data have been transferred,
• Request erasure or destruction of his/her personal data if the reasons for processing no longer exist despite the fact that the data was processed in compliance with the provisions of this PDP Law and other relevant laws, and request reporting of the operations carried out for this purpose to third parties to whom his/her personal data have been transferred,
• Object to any result against the data subject due to processing of the data solely through automated systems,
• Claim compensation for the damage arising from the unlawful processing of his/her personal data.

If you submit your requests regarding your aforesaid rights to our Company using the methods specified in Policy on the Protection and Processing of Personal Data of Yapı Kredi Faktoring Anonim Şirketi, your applications will be evaluated and concluded within maximum 30 (thirty) days. Although in principle, there is no fee charged for the requests, the Company reserves the right to charge a fee based on the tariff determined by the PDP Board.

The Data Subject undertakes that the information subject to this Cookie Policy is complete, accurate and up-to-date, and will update them immediately in case of any change in the information. If the Data Subject has not provided updated information, the Company will not have any responsibility.

The Data Subject declares that he may not be able to fully enjoy the benefits of operating the Site in the event that s/he makes a request that will not allow the Company to use his/her personal data and declares that s/he will assume any and all responsibility arising in this context.